We understand that finding a home right now can be challenging, but financing doesn’t have to be. With our NO lender fee refi, take the worry out of rates and find your dream home today!
With high rates and low inventory, the market can be challenging. Let us remove one challenge for you with our NO lender fee refi. This allows you to find your dream home today, knowing you can take advantage of lower rates with NO lender fees if rates drop in the next two years.
What are your goals? We are committed to helping you reach them.
Tell us what you're looking for so we can match you with the perfect mortgage
We'll search for the top rates from our network of lenders in your area
Your lender will contact you shortly so you get more info or lock in your rate
Terms and Restrictions
1. The "Buy Now, Refi Later" Program offers qualified applicants a refinance option with no lender fees.
2. This Program does not guarantee that either the borrower or the property will be eligible for a refinance, nor does it ensure a lower interest rate or payment from Community First Mortgage of Michigan, LLC.
3. To qualify, applicants must apply and be approved for a home purchase loan with Community First Mortgage of Michigan, LLC. between July 1, 2024, and December 31, 2024, and must close on the new loan by February 28, 2025.
4. The refinance must be a first lien, rate and term refinance (no cash out) of the same property, paying off the original loan from Community First Mortgage of Michigan, LLC. The refinance must close by February 28, 2027, to qualify for the Program.
5. Both the borrower and the property must meet all applicable underwriting guidelines and closing conditions in effect at the time of approval.
6. The borrower must have made at least six consecutive on-time monthly payments on the purchase loan before applying for the refinance.
7. The Program waives or covers only fees paid to the lender, including origination, processing, underwriting, administration, or funding fees. It does not cover fees to reduce the interest rate (such as discount points and buydown fees), or fees paid to third parties (such as tax service fees, wire fees, appraisal costs, credit report fees, settlement agent/attorney fees, title insurance fees, escrow, notary, or government fees). Additionally, the Program does not cover property insurance costs, flood insurance costs, property taxes, or escrow account funding costs.
8. This Program is only applicable to loans originated through Community First Mortgage of Michigan, LLC.
9. This offer cannot be combined with other discounts or promotions.
